iNova Credit Union

















Choose a brighter future, with Ethical Funds®

What you do today will affect the future.
Ethical Funds
is Canada's leader in socially responsible investing. Our Funds allow you to create a diversified investment portfolio that reflects your values as well as your need for financial security.

Ethical Funds is committed to positive social change through our unique combination of screening and shareholder action. Our Ethical® Principles eliminate investments associated with tobacco, military weapons and nuclear power. They help us select companies that are leaders when it comes to fair treatment of employees, respect for human rights, and good relationships with communities where they do business.

When companies in our portfolios need to improve their social or environmental performance, we tell them on your behalf. Shareholder action strategies include corporate dialogue, proxy voting and filing shareholder resolutions.

Making it easy
The easiest way to invest with Ethical Funds is with a Pre-Authorized Contribution ("PAC") Plan. Simply decide on the amount, the frequency, and the Funds you wish to purchase, and it all happens automatically.

Contribute as little as $50 per month, or as much as your budget allows. You'll find that maintaining your PAC Plan is far easier than saving for occasional lump sum contributions, and trying to guess the best time to buy. You can relax, and watch your savings grow, a little at a time.

You can set up an Ethical Fund PAC Plan for your RRSP, RESP or open investment account. For more information about Ethical Funds and their Ethical Principles, or to see the current rates of return, visit the Ethical Funds website.

Mutual Funds are available by appointment only. Please call (902)463-5510 to discuss your mutual fund investments with Trish Giles.


Mutual funds are offered through Credential Asset Management Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.™The Ethical Funds Company is a trademark owned by Ethical Funds Inc. and is used under licence.®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.


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